Cash in on your Home's Equity with one of our options! The value you have built in your home over the years may be used to obtain a low-interest Home Equity Loan at TPS Credit Union. We're offering two options to qualified members: Fixed Home Equity Loan  - A traditional second mortgage program, this plan allows homeowners to borrow a lump sum against the equity in the home and repay simple fixed  terms. Flexible Home Equity Line-of-Credit Loan - Our Flexible Plan is a convenient line-of-credit loan. Access is possible by simply writing a check. The rate of interest is variable, and payments are based on the outstanding loan balance. Which One is Right for Me? Fixed Home Equity Loan FAQs   Flexible Home Equity-Line-of-Credit Loan FAQs How do I apply? You decide which program fits your needs  and request an application or apply online. If you choose to come in, you will need to make an appointment with a loan officer. We will order a credit check, title work & appraisal. Within 7 to 14 days all of the appropriate steps should becompleted and we will reply to your request. Use One of our Calculators!

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Cash in on your Home's Equity with one of our options

The value you have built in your home over the years may be used to obtain a low-interest Home Equity Loan at TPS Credit Union. We're offering two options to qualified members:

Fixed Home Equity Loan  - A traditional second mortgage program, this plan allows homeowners to borrow a lump sum against the equity in the home and repay simple fixed  terms.

Flexible Home Equity Line-of-Credit Loan - Our Flexible Plan is a convenient line-of-credit loan. Access is possible by simply writing a check. The rate of interest is variable, and payments are based on the outstanding loan balance.

Which One is Right for Me?

Fixed Home Equity Loan FAQs  

Flexible Home Equity-Line-of-Credit Loan FAQs

How do I apply?

You decide which program fits your needs and request an application or apply online.

If you choose to come in, you will need to make an appointment with a loan officer.

We will order a credit check, title work and appraisal.  Within 7 to 14 days, all of the appropriate steps should be completed, and we will reply to your request.