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TPS Credit Union offers a variety of low-cost loans with flexible repayment terms to meet your specific borrowing needs. Our competitive rates and flexible repayment terms can help stretch the purchasing power of your hard-earned money. Loans will be considered to members only. New members can apply for a loan once membership eligibility is verified. Just complete an application either by phone, fax or mail or e-mail and a decision will be made as soon as possible. Loans are approved based on:
- Ability to repay, verification of income may be required such as currentpaystubs; Social Security and /or Pension Checks
- Credit history
Collateral offered
Rates are based on our risk-based pricing program:
Personal Loan : Need money for a vacation, home improvements, education expenses, consolidation, or any worthwhile purpose. Amounts available from $500 to $25,000, Terms up to 60 months, competitive rates. VISA: VISA Classic and VISA Gold credit cards offered with NO Annual Fee, Low fixed rate, 25 day interest free grace period on purchases, Cash Advances Available with no transaction fee. Cars and Trucks : Our flexible terms and great rates can make your next set of wheels more affordable whether it's a new or used vehicle. Finance up to 100% on new or used vehicles on approved credit. We can refinance your vehicle from another financial institution-which may reduce your interest and/or monthly payments and SAVE you money.1st Mortgage : Whether you're ready to buy your first home, move into a larger home, refinance your current home, or invest in a rental or vacation property, TPSCU has the right mortgage loan for you. Fixed Home Equity or Flexible Home Equity Line-of-Credit : Large expenses coming your way? Kids off to college, home additions, home repairs, dream vacation, consider a loan with the best possible rate and benefits. Motorcycle, RV, Boat : Let's face it, we like to play. Recreation has proven to be very therapeutic. Tired of watching others have all the fun, you could enjoy your dream and we could help by financing your next vehicle. Other: Share Secured/Term Share Certificate Secured, Student Loans, and Tuition Loans. Click here for tuition/education loan rates Whatever you're borrowing need, check with us first. All loan requests are processed in a prompt and confidential manner.
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