SERVICES TEMPORARILY DOWN THIS WEEKEND
Online banking, shared branching and the teller phone system will be temporarily out of service this Saturday, July 31 and Sunday, August 1 due to the remodeling of our Angola office.  All systems should be back up and running on Monday, August 2.  We apologize for any inconvenience.     

STATEMENT VERIFICATION IN PROCESS

WHAT:  Our Auditors, Schmidt & Associates, Inc., are conducting a statement verification as a routine procedure in our certified audit.

WHEN:  The audit verification was mailed with your statements ending June 30, 2010.

HOW DOES THIS AFFECT YOU:

If you do not have any questions or problems with your account, then you do not need to do anything.

If you do have a question or concern mail the audit notice, inserted in your statement, to Schmidt & Associates, Inc., or contact them directly at:

Schmidt & Associates, INC.
PO BOX 2588
Columbus OH 43216

 Now is the time ... rates have never been lower!

Now conveniently shop for your next new or used vehicle using our newest and free member service, WhereMembersBuy.com.

Search area dealership inventories for the vehicle you've been looking for or just browse to see what may be available.  Once at our Where Members Buy.com site, you'll discover that a wide compliment of usefull information and financing  tools has been designed and assembled to make shopping for you next vehicle helpful, informative, and best of all .  .  . convenient.

After you have found your vehicle, we can even help you begin the application process for having TPS Credit Union finance it!

Check it out by taking a test drive at our new WhereMembersBuy.com site .  .  .  it's pretty neat.

CHANGES TO REGULATION CC/ FUNDS AVAILABILITY POLICY 
IMPROVES AVAILABILITY TO WITHDRAW FUNDS

With the elimination of "nonlocal checks," deposited into a transaction account (sharedraft/checking) most checks will be available to you on the first business day after the day we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit.  Once the funds are available, you can withdraw them in cash and we will use the funds to pay checks that you have written.

In some cases, we will not make the funds that you deposit by check available to you in the first business day after the day of your deposit.  Depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit.  The first $100 of your deposit; however, may be available on the first business day after the day of your deposit.

For a complete copy of our updated  funds availability policy follow the link. 

Payday Loan Alternative StretchPay Is Back

Don't pay the high interest rates and fees for a loan from a payday lender or check cashing outlet.  TPSCU's StretchPay loan is a smarter alternative.  StretchPay is a short-term cash advance that helps credit union members pay for unexpected expenses.  It is a better choice than paying high rates and multiple fees at payday lenders, a trap that has led to financial ruin for an alarming number of people.  For an annual fee, members can borrow up to $500 for 30 days (due on the first of the month).  Ask a loan officer for details.

TPSCU Membership Open To All Educators In Ohio

TPS Credit Union has just broadened its membership to include all educators throughout Ohio.  Previously membership at TPSCU was only open to employees of Toledo Public Schools and their families.  We recently obtained a new charter which allows us to open our doors to any educator in the state of Ohio.  You may be a daycare provider, a librarian, or work for a different school district and you can become a member of TPS Credit Union.  So if you are in the education profession and would like to join a Credit Union, why not try TPSCU?  

We offer wonderful products and services that everyone can benefit from:

• Free Checking with VISA Check Cards
• Low Rate Auto and Home Equity Loans
• Classic, Gold, and Platinum VISA Cards
• 24 Hour Teller Phone System
• Online Banking 
• Real Estate Services
• Discounted Amusement Park and Theatre Tickets  

If you would like more information about joining the Credit Union stop by one of our two convenient locations at 3845 Angola Road or 3384 Elm Street.  Or give us a call at (419)381-2323. 

 Never Write a Check Again use Bill Payer 24

Simplify your life with Bill Payer 24, a new free, online service from the credit union that 's safer and more convenient than mailing a traditional check.  

With Bill Payer 24 you can now pay bills to any payee, send a gift or make a charitable contribution. To enroll, signon to online banking and click 'Bill Pay' on the menu items located on the left side of the page.  

Members who use the service at least once every 90 days, Bill Payer 24 is FREE.  If not you will be charged $5.00 each month you have not used it in the last 90 days. 

If you want to preview Bill Payer 24,  Click Here for the Demo link.  

Not registered for online banking?  Contact the credit union for an application.