Cash in on your Home's Equity with one of our options! The value you have built in your home over the years may be used to obtain a low-interest Home Equity Loan at TPS Credit Union. We're offering two options to qualified members: Fixed Home Equity Loan  - A traditional second mortgage program, this plan allows homeowners to borrow a lump sum against the equity in the home and repay simple fixed  terms. Flexible Home Equity Line-of-Credit Loan - Our Flexible Plan is a convenient line-of-credit loan. Access is possible by simply writing a check. The rate of interest is variable, and payments are based on the outstanding loan balance. Which One is Right for Me? Fixed Home Equity Loan FAQs   Flexible Home Equity-Line-of-Credit Loan FAQs How do I apply? You decide which program fits your needs  and request an application or apply online. If you choose to come in, you will need to make an appointment with a loan officer. We will order a credit check, title work & appraisal. Within 7 to 14 days all of the appropriate steps should be completed and we will reply to your request. Use One of our Calculators!

Home Improvement Projects to Add Value to your Home Most homeowners realize the value associated with remodeling but what they're usually not sure about is which home improvement project to tackle first.    Here's some advice on home improvement.   Home Improvements: Who's the Best Candidate for the Job? Home contractors are ranking a close second to used car dealers these days in the bid for consumer complaints.  Read this advice before contracting for home improvements.   Location contributes to a quick sale but there are a few other things can, too.            Find out you can do to help your home to sell.   Insight on Selecting a Home Inspector With more people than ever retaining home inspectors, it is wise to understand exactly what a home inspection involves.           Click here to learn more about what is involved in a home inspection.